All surcharging is handled by Tabs3Pay directly. When you enter payments and deposits, you will continue to enter the amount to be paid or deposited in Tabs3 Billing or Trust. Tabs3Pay will add the surcharge to that amount automatically and include it on the receipt. Only the original pre-surcharge payment or deposit amount will be used by the software, including with GL journal entries.

Once surcharging is enabled for your firm, it applies to all credit card transactions.

Yes! The Tabs3 Payment Link feature allows clients to pay their bill safely and securely via a link included with their emailed statement. Once a payment is made, it can then be imported into Tabs3 Billing.

Tabs3 Software supports trust credit card processing and ensures that deposits can go into Trust while fees are only taken from the Operating account.

Fees will be withdrawn separately at the end of the month. For example, if your firm processes $1,000 today, you will see a deposit for $1,000. At the end of the month, you will see a withdrawal for all of the fees for transactions processed in the past month. This is commonly referred to as gross settlement.


Tabs3Pay processes transactions each business day by 8:00 p.m. Eastern Time, including all transactions entered before 7:45 p.m., and will deposit those monies into your account on the next business day. Any transactions run after the cutoff time of 7:45 p.m. Eastern Time will go into the following day’s batch. You can view the status of each transaction via the Tabs3Pay Web Portal, which is accessible from Tabs3 Billing or Trust (Reports | Credit Card | Tabs3Pay Web Portal). You can obtain the reference numbers for each transaction using the Credit Card Authorization List (Reports | Credit Card | Credit Card Authorization List). If you think a deposit is taking longer than necessary to process, or you need assistance with the Tabs3Pay Web Portal, you can contact Tabs3 Support at 402-419-2210. Note: If surcharging is enabled, funds are deposited into your bank account in two business days.

Yes, the surcharge is included as a separate line item on receipts and when paying via a Tabs3Pay payment link. Regulations require that surcharges be displayed separately.

If you have not yet signed up for Tabs3Pay, simply update to Version 2022 (Build 22.1.8 or later) and sign up for Tabs3Pay. The option of enabling surcharging will be included in the signup process. If you are already using Tabs3Pay, contact Tabs3 Support at 402-419-2210 for assistance with enabling surcharging on your existing account.

Surcharging is a service offered by Tabs3Pay that allows firms to take advantage of the convenience of credit card processing while minimizing the expense of processing fees. While processing fees are normally paid by the firm, with surcharging, credit card fees are paid by the cardholder instead.

Only credit card transactions (Visa, MasterCard, American Express, Discover, etc.) are subject to surcharging. Processing fees for debit card and ACH (eCheck) transactions continue to be paid by the firm.

At this time Tabs3Pay is limited to firms within the 50 US states. Tabs3Pay is not available to firms outside of the United States, or in US territories such as Puerto Rico and the Virgin Islands, at this time.